HIGH YIELD INVESTMENT PROGRAMS

In the world, 70% of life policies are not collected and one of the main reasons is because they stop being paid and are cancelled. It is important that people who have Life Insurance cannot continue paying it or need liquidity, they have to know that life insurance is an asset that can be sold at any time it is necessary.

WHAT IS A LIFE SETTLEMENT? 

A Life Settlement is the sale of an existing life insurance policy to an investor, where the offer is greater than the cash surrender value of the policy, but less than the death benefit.   In these types of agreements the owner of the policy receives a lump sum of money to use as they see fit. The market value of a life insurance policy depends on numerous factors, including the health status of the insured, the type of life insurance policy, when the policy was issued, futures premiums on the policy, and how it is structured. that policy.   Once the sale of a life insurance policy is made, the purchaser of the policy is responsible for all future premium payments and becomes the new beneficiary of the policy. Policy buyers are typically large institutional investors, who purchase life insurance policies through a licensed life settlement provider. Once the life insurance policy is sold, the new owner assumes responsibility for paying the insurance premiums until it is time to collect the death benefit. These institutional investors have large funds that buy many policies to diversify their investment.